Insurance Dispute Lawyers in Greenville, SC
Our Greenville Attorneys Can Help
The insurance dispute lawyers at Davis Law Group are here when your insurance company fails to provide you the protection you deserve. Let’s face it, insurance companies do not make money by paying claims. They have one simple tactic: delay, deny, and defend. Taking on big insurance is what our insurance dispute lawyers do, and we have many years of experience dealing with insurance companies.
Insurance coverage disputes & bad faith cases are often complex. Insurance policies are riddled with confusing coverages and exclusions. We have experience handling both personal and commercial coverage insurance disputes.
Whether your uncovered loss concerns your vehicle, home, or business, an insurance dispute attorney at Davis Law Group has many years of experience and skills to help you protect and secure your most valued assets.
Ways Insurance Companies Can Act In Bad Faith
Nothing is as frustrating as an insurance company not paying for an insurance coverage that you have already paid for, especially when you are in a bad spot and facing loss. Insurance companies denying or delaying your claim as well as making a bad faith review of your claims can not only leave you extremely aggravated, but can also cost you thousands of dollars. There will be times that your insurance carrier may have to be forced to review your claim. There is likelihood that they may refuse to pay beneficiaries on life insurance policies or deny the benefits afforded by accidental death and dismemberment policies. In addition, among many other tendencies of bad faith may include:
- Denying insurance your claim unreasonably
- Delaying your claim intentionally
- Cancellation of your insurance coverage following a claim
- Improperly disputing the existence of your insurance coverage
- Unjust refusal to settle an insurance claim in your insurance policy limits
When Your Insurance Provider Reinterprets Your Policy
There are cases that insurance disputes just really come down to a matter of reinterpretation. If an insurance provider realizes that a particular policy results in a number of claims as well as significant losses on their end, they revisit the policy and tend to reinterpret the terms in their favor. When you believe that your insurance company has somewhat “re-engineered” your policy resulting in your claim to be denied, an insurance dispute lawyer at Davis Law Group can expose inconsistencies, inaccuracies as well as vague and ambiguous terms within your policy.
Once a policy has been shown and proven to have multiple interpretations, the courts in South Carolina will generally rule in favor of a reading that grants an advantage to the policyholder. There are a variety of insurance coverage disputes that we can help you with and among those are including:
- Dispute claims for first and third-party insurance coverage
- Medical insurance
- Life Insurance
- Homeowners insurance
- Fire loss
- Theft and auto insurance
We will relentlessly fight in order to maximize the benefit afforded to you out of your insurance claim while protecting your best interests as an individual or a small business. If your insurance carrier has denied in bad faith or unreasonably delayed your claim, consult with our insurance dispute attorney as soon as possible so we can take the appropriate action. After all, the sooner you reach out to us, the sooner we can work to reach a solution that works for you.
Insurance Agent Liability
When your insurance agent meets with you in order to discuss your coverage, it is only expected that you should be thoroughly informed about everything you need to know about what your individual policy covers and does not.
There are cases when you expect that a specific coverage is protected by your insurance however, you only come to realize later on following your claim that it was excluded. This is a typical situation commonly occurring in commercial policies. A good example is purchasing insurance to protect your business from natural disasters and weather events only to end up realizing that only your property was covered instead of your precious inventory.
Davis Law: Providing You Aggressive Representation
Insurance coverage disputes & bad faith litigation are aggressively defended by insurance dispute lawyers. Our insurance dispute lawyers approach these cases in a tactfully aggressive manner with an eye for creative solutions. Remember that insurance companies are in the business of making money. They do this by minimizing the amount they pay out in claims. The insurance company has lawyers and very experienced claims adjusters who know the system. If you believe that you have been wrongfully denied insurance benefits, consult with an insurance dispute attorney at the Davis Law Group today.
